Florida

In Florida, where insurance executives describe a crisis over the increasing severity of storms, flooding, and other climate-related problems, insurance companies rely heavily on lobbyists who are promoting further dependence on fossil fuels.

In 2022, Liberty Mutual shared a lobbyist with coal- and gas-plant operator Duke Energy and coal plant operator TECO Energy. The American Property Casualty Insurance Association shared lobbyists with TECO Energy, the Koch Companies, Gulfstream Natural Gas System, Sabal Trail Transmission, and Florida Power & Light.

The climate crisis will cost Florida an estimated $76 billion by 2040, with many of these costs falling on local governments. Lobbyist registration data for 2022 reveals more than 200 local governments in Florida relying on fossil fuel lobbyists, including Miami, Ft. Lauderdale, Tampa Bay, and Jacksonville.